What to do if someone steals your Social Security number?

In today’s interconnected world, it is crucial to safeguard personal information, especially your Social Security number (SSN), from fraudsters and scammers who are constantly looking for ways to misuse it. If you suspect that someone has access to your SSN, it is important to take immediate action to prevent further harm. Here are some essential steps you can take to protect yourself and minimize the potential damage caused by identity theft:

Stay Alert and Be Aware of Scams

Scammers often pretend to be representatives from Social Security in order to trick individuals into revealing personal information. To protect yourself, stay vigilant and educate yourself on common scams. Valuable information on protecting yourself from Social Security scams can be found on the official Social Security website.

Report Identity Theft

If you suspect that your SSN has been used for fraudulent activities, it is vital to report the incident as soon as possible. Contact the Federal Trade Commission (FTC) to file a complaint about identity theft. The FTC collects information and assists individuals whose identities have been compromised. You can reach the FTC’s identity theft hotline at 1-877-IDTHEFT (1-877-438-4338), or visit their website at www.ftc.gov/idtheft.

Protect Your Personal Information

Take proactive steps to prevent identity theft by safeguarding your personal information. Avoid carrying your SSN with you and refrain from sharing it aloud in public places. Be cautious of phishing scams, which try to trick you into revealing personal information through emails, internet links, or phone calls. Always verify the authenticity of communications independently before providing any personal details.

Create a my Social Security Account

Setting up a personal my Social Security account can help you monitor your records and identify any suspicious activity. This account allows you to keep track of your Social Security benefits and helps detect any unauthorized changes to your information.

Implement Security Blocks

Enhance the security of your my Social Security account by adding specific blocks. The eServices block prevents anyone, including yourself, from viewing or modifying your personal information online. The Direct Deposit Fraud Prevention block prevents unauthorized individuals from enrolling in direct deposit or making changes to your address or direct deposit information. To remove these blocks or make future changes, contact your local Social Security office.

Contact the Social Security Office of the Inspector General (OIG)

If you suspect fraud, waste, or abuse related to Social Security, reach out to the OIG’s fraud hotline at 1-800-269-0271 or submit a report online at oig.ssa.gov. Provide as much detailed information as possible about the alleged suspect(s) and victim(s) involved to aid the investigation.

Social Security’s Zero-Tolerance Policy

Remember, Social Security has a zero-tolerance policy towards fraud and is committed to protecting the American public. By taking proactive measures and promptly reporting any suspicious activity, you can help combat identity theft and minimize the potential consequences of someone having your Social Security number.

For more information on reporting fraud and additional resources, visit the OIG’s website, where you’ll find valuable information about various types of fraud, including misuse of SSNs, elder abuse, Direct Express accounts, and more. Additionally, watch their informative video titled “How to Report Social Security Fraud” for further details on the fraud referral process.